| Features and Benefits | Basic Home Loan | Package Home Loan |
| Application Fee or ongoing account-keeping fees |  |
 |
| Annual Package Fee | |
|
| 100% offset account | |
|
| Fixed rate option | |
|
| Free split loan account | |
|
| Redraw facility | |
|
| Redraw fee | |
|
| Free credit card | |
|
| Further discount on interest rate | |
|
| Discounted pricing on insurance and other services provided by the lender | |
|
